Description

• Underwriting:
  • Accountable for profit and growth of the Auto portfolio.
  • Work with the Auto Line of Business manager to manage and identify line of business strategies to appropriately manage the portfolio. Implement these strategies to the field in a clear, concise and executable manner to ensure proper field execution.
  • Work with the Auto Line of Business Manager to monitor and manage the portfolio to ensure growth in the segments that have margin. Similarly, manage cohorts where growth needs to be constrained, and portfolio improvement is required.
  • Partner with Industry Practice Leaders to develop executable strategies to drive growth and profitability.
  • Work closely with field underwriters, Commercial Insurance managers, and territory underwriting managers on referrals to ensure proper terms, conditions, risk selection and pricing are adhered to.
  • Work in a team environment with Industry Practice Managers, Technology, Claims, General Counsel, Actuarial, and field underwriting to achieve business plans
• Portfolio Management:
  • Oversee Auto product line portfolio management, including claim trend analysis, to utilize data to drive strategies and underwriting rules.
  • Manage the portfolio analysts who are responsible for portfolio management work.
  • Required to identify additional areas of portfolio review for constant/consistent portfolio optimization.
  • Based on the portfolio analysis, work with the Auto Line of Business manager to implement changes to strategies, pricing, guidelines and underwriting rules.
  • Oversee product pricing, including pricing models. Responsible for working to identify external data and tools that are useful in pricing and analytical analysis of profitability.
  • Work closely with actuarial and analytics resources to consistently improve pricing segmentation and implementation.
  • Engage with Claims to ensure that data capture, definitions and accessibility are optimized to enable best/fastest insights into loss cost details and trends for consumption by business units to inform pricing and underwriting changes.
  • Collaborate with technology management in project prioritization and planning to understand future resource needs.