Description

Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.

At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best.

Great American's Excess Liability Division provides large-limit liability solutions designed to protect clients' corporate assets from catastrophic loss. The Division offers large limit capacity for both Lead Umbrella and Excess Liability placements, serving a diverse portfolio of industries and businesses. Learn more: https://www.greatamericaninsurancegroup.com/about-us/business-operations/division/excess-liability

We are seeking an experienced underwriter to join our Excess Liability team. This role focuses on underwriting Lead Umbrella and Excess Liability accounts across manufacturing, contracting, retail services, and distribution. The position supports a nationwide producer base and targets Middle Market through National commercial accounts, balancing disciplined underwriting with strong production and relationship management.

Great American's culture is built on connection, shared learning, and strong relationships. To support this, employees in this role are expected to be on-site four days a week, with the flexibility to work one day remotely. Core in office days are Tuesday-Thursday, with the fourth day determined by business needs.

Essential Job Functions and Responsibilities

Underwriting & Risk Management

• Lead the underwriting of new and renewal Excess and Umbrella business in alignment with company guidelines, risk appetite, and profitability goals.
• Analyze complex risk exposures to determine appropriate coverage, pricing, structure, and terms.
• Evaluate and manage complex renewals, endorsements, and policy modifications, identifying opportunities for coverage enhancements and risk mitigation.
• Procure and assess supplemental underwriting information, including loss histories, Safer-SMS reports, external inspections, and other third-party data.
• Ensure accurate documentation of underwriting decisions and compliance with all applicable state and federal regulations.

Relationship Management & Collaboration

• Build and maintain strong partnerships with agents, brokers, claims, and internal stakeholders to support informed underwriting decisions and long-term account success.
• Clearly communicate underwriting strategies, decisions, and risk considerations to internal teams and external partners.
• Maintain strong business relationships focused on generating new business while retaining profitable accounts.

Production & Marketing Leadership

• Actively promote and explain Excess and Umbrella products and services to drive profitable growth.
• Lead and participate in marketing initiatives, including broker and agent meetings, presentations, and industry events.
• Analyze market conditions, competitive trends, and regulatory developments to identify strategic opportunities and recommend product or marketing enhancements.
• Evaluate underwriting and marketing practices and implement strategic adjustments to improve outcomes and effectiveness.
• Performs other duties as assigned.

Job Requirements

• Bachelor's Degree or equivalent experience.
• Generally, 6-10 years of casualty experience in Underwriting.
• Prior Excess Liability and Commercial Umbrella underwriting experience strongly preferred.
• Progress toward or completion of a professional insurance designation preferred.
• Strong communication, negotiation, and relationship-building skills with the ability to effectively market products and services.
• Willingness to travel frequently, including overnight travel (more than 10% and less than 50%), to visit agents and brokers.

Business Unit:
Excess Liability

Benefits:

We offer competitive benefits packages for full-time and part-time employees*. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits.

Compensation varies by role, level, and location and is influenced by skills, experience, and business needs. Your recruiter will provide details about benefits and specific compensation ranges during the hiring process. Learn more at http://www.gaig.com/careers .

*Excludes seasonal employees and interns.
Requisition #: R5907

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